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Keeping your account and payments safe and secure

We take the security of your identities and payments as top priority.

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Licensed by the regulatory bodies

CardUp is licensed by the Hong Kong Customs and Excise Department (HKCED) as a Money Service Operator. Our headquarters is also licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution under the Payment Services Act for domestic money transfer services, cross-border money transfer services and merchant acquirer services.

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PCI-DSS compliant

CardUp does not store your credit card details nor pass them through any servers, and this information is instead managed via a PCI-certified payment gateway. 

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Safeguarded account

Funds processed through CardUp are held in trust in a safeguarded client money account and do not belong to CardUp. When being delivered to your recipients, these funds are never retained for more than 3 hours.

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Account and data security

CardUp protects your data with the same 256-bit encryption that banks use. Data is encrypted at rest and during transit, ensuring your account and payment information are kept safe and secure at all times. 

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Enhanced with Two-factor authentication 

Two-factor authentication (2FA) enhances the security of your account. It prevents anyone else other than you from logging into your CardUp account even if they know your password.

Find out how it works >

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Trusted by customers in the region

CardUp has managed over hundreds of millions of dollars of customers' personal and business payment transactions in the region.

Trusted by these companies and more

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Backed by global investors


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