Keeping your account and payments safe and secure
We take the security of your identities and payments as top priority.
![Illustration of platform log in with utmost security](https://www.cardup.hk/hubfs/Security%20copy.png)
![Icon of lock and MAS logo](https://www.cardup.hk/hubfs/Security-icon-MAS.png)
Licensed by the regulatory bodies
CardUp is licensed by the Hong Kong Customs and Excise Department (HKCED) as a Money Service Operator. Our headquarters is also licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution under the Payment Services Act for domestic money transfer services, cross-border money transfer services and merchant acquirer services.
![Icon of credit card and PCI-DSS Compliant logo](https://www.cardup.hk/hubfs/Security-icon-PCI-DSS.png)
PCI-DSS compliant
CardUp does not store your credit card details nor pass them through any servers, and this information is instead managed via a PCI-certified payment gateway.
![Icon of safe box](https://www.cardup.hk/hubfs/Security-icon-safe.png)
Safeguarded account
Funds processed through CardUp are held in trust in a safeguarded client money account and do not belong to CardUp. When being delivered to your recipients, these funds are never retained for more than 3 hours.
![Icon of bank with high security check](https://www.cardup.hk/hubfs/Security-icon-bank.png)
Account and data security
CardUp protects your data with the same 256-bit encryption that banks use. Data is encrypted at rest and during transit, ensuring your account and payment information are kept safe and secure at all times.
![Icon of 2FA process](https://www.cardup.hk/hubfs/Security-icon-2FA.png)
Enhanced with Two-factor authentication
Two-factor authentication (2FA) enhances the security of your account. It prevents anyone else other than you from logging into your CardUp account even if they know your password.
![Icon of $100 million cash](https://www.cardup.hk/hubfs/Security-icon-100m.png)
Trusted by customers in the region
CardUp has managed over hundreds of millions of dollars of customers' personal and business payment transactions in the region.
Trusted by these companies and more
![Canadian International School LOGO](https://www.cardup.hk/hubfs/CIS%20LOGO.png)
![Paulas Choice logo](https://www.cardup.hk/hubfs/Paulas%20Choice.png)
![Moovaz logo](https://www.cardup.hk/hubfs/Moovaz-new.png)
![Far Ocean logo](https://www.cardup.hk/hubfs/Far%20Ocean.png)
![Standing Sushi Bar logo](https://www.cardup.hk/hubfs/SSB.png)
![Etonhouse logo](https://www.cardup.hk/hubfs/Etonhouse-1.png)
Backed by global investors
![AMTD-Logo](https://www.cardup.hk/hubfs/AMTD-Logo.png)
![RB-Logo](https://www.cardup.hk/hubfs/RB-Logo.png)
![Seedplus-logo](https://www.cardup.hk/hubfs/Seedplus-logo.png)
![Seqouia-Logo](https://www.cardup.hk/hubfs/Seqouia-Logo.png)