Maximise your card rewards

Earn up to cashback or miles on your existing credit cards with CardUp

Benefits-Working Capital

Free up cash on hand

Use of available credit card limit to improve cash flow for extra 2 months of interest-free payment terms


Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes


Accept card payments for your business

Let your customers pay by card with no fees or hassle for your business

  • Rounded-Visa
  • Rounded-MC
  • UnionPay
  • Cardup accepts all major cards
Payment types-Homepage

With CardUp, you can shift your payments currently made by cash, cheque or bank transfers onto your credit cards.

Rent and rental deposit
Commercial rent
Education fees
Supplier invoices
Car loans
Season parking
Electricity bills
Helper salary
Property tax
Stamp duty
...and more!

How CardUp works

  • 1

    Set up payment

    Sign up for a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.

  • 2

    Credit card charged

    CardUp charges your card plus a CardUp fee three business days before your payment due date.

  • 3

    Recipient gets paid

    Your recipient receives the funds by bank transfer, without the need to register with CardUp.

  • 4

    Pay off credit card bill

    You only pay when your next credit card bill is due. Sit back and earn miles, points or cashback on your credit card for your payments made on CardUp!




Cardup accepts all major Hong Kong-issued cards


How much can I save on my personal expenses?


How can CardUp help my business?

Simple fee structure
No sign up fees and no hidden costs. Only pay per transaction when you use CardUp.

Learn more about our other ongoing promos and pricing plans here.

Trusted by tens of thousands of users and businesses

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All payments made through CardUp are held to the highest standards of security


Bank standard security - PCI compliant


Funds held in safeguarded account for no more than 3 hours


Managed hundreds of millions of dollars in payment in the region today

Featured in the media across the region