CardUp’s platform enables the payment and collection of big expenses using existing credit cards, in places where cards are not accepted today
Earn up to cashback or miles on your existing credit cards with CardUp
Use of available credit card limit to improve cash flow for extra 2 months of interest-free payment terms
Remove cheque and cash payments, save time and simplify your payment processes
Let your customers pay by card with no fees or hassle for your business
Sign up for a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.
CardUp charges your card plus a CardUp fee three business days before your payment due date.
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
You only pay when your next credit card bill is due. Sit back and earn miles, points or cashback on your credit card for your payments made on CardUp!
Learn more about our other ongoing promos and pricing plans here.
Barry & Laura, personal users
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
Michael Finn, Director
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
Co-Founder, Black Hole Group
"CardUp lets me put these payments onto my credit card, improving my cash flow so there is less bottom-line pressure. This lets me save on operational costs and focus on opening more outlets."
"CardUp lets me put these payments onto my credit card, improving my cash flow so there is less bottom-line pressure. This lets me save on operational costs and focus on opening more outlets."
Dr Chong, Managing Director
“While my business only receives payments upon project milestones, we still need to pay incurred expenses each month. With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.”
“While my business only receives payments upon project milestones, we still need to pay incurred expenses each month. With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.”
Jeremy Tan, Team Lead
"CardUp's unique platform helps optimise cash flow. There are many ways credit limits can be utilised properly, especially in a small team to keep operations going smoothly. Great product and service."
"CardUp's unique platform helps optimise cash flow. There are many ways credit limits can be utilised properly, especially in a small team to keep operations going smoothly. Great product and service."
Ms Nina Alag Sure, CEO
"Through CardUp, I’m able to optimise working capital for my business at a flexible and affordable rate. It helps our business in timely processing payroll to employees and payments to suppliers."
"Through CardUp, I’m able to optimise working capital for my business at a flexible and affordable rate. It helps our business in timely processing payroll to employees and payments to suppliers."
Chew Kee Pte Ltd
“CardUp has allowed me to shift my entire payment flow from physical invoices to the cloud. My team is now able to collaborate and get a consolidated view of our business spend on our card statement each month."
“CardUp has allowed me to shift my entire payment flow from physical invoices to the cloud. My team is now able to collaborate and get a consolidated view of our business spend on our card statement each month."
Pang Shi Kang, Financial Controller
"CardUp Collect has saved us time and resources in our collection and reconciliation processes. In addition, we now offer parents another preferred and more rewarding way to pay their children’s school fees!"
"CardUp Collect has saved us time and resources in our collection and reconciliation processes. In addition, we now offer parents another preferred and more rewarding way to pay their children’s school fees!"
Brice Derouet, Head of Finance
"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically. I highly recommend CardUp for any business looking for automation and scalability."
"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically. I highly recommend CardUp for any business looking for automation and scalability."
Junxian Lee, CEO & Co-Founder
"CardUp Collect allows us to offer card payments as an option to our customers. The payments are then deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
"CardUp Collect allows us to offer card payments as an option to our customers. The payments are then deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
Lionel Lim, Account Manager
"CardUp Collect has saved me time chasing payments, especially for smaller invoices which can get inefficient. My clients also enjoy paying with their cards. Furthermore, automatic reconciliation makes it a breeze!"
"CardUp Collect has saved me time chasing payments, especially for smaller invoices which can get inefficient. My clients also enjoy paying with their cards. Furthermore, automatic reconciliation makes it a breeze!"
O'Reilly Family, Personal users
"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"
"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"
Bank standard security - PCI compliant
Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions of dollars in payment in the region today
“The platform acts as a link between cardholders and merchants that don’t accept credit cards.”
"CardUp provides an opportunity to earn credit card rewards, access interest-free credit and digitise payments - making big payments rewarding."
“Tech companies, with their scale, speed to market and digital ethos, have been able to launch payment products in competition with traditional banks. ”
"Why just pay your rent, when you can pay your rent and get 70,000 air miles in the process?"
"Consumers and enterprise users have the additional incentive of earning rewards like rebates and air miles that traditionally come with credit card usage."
"It enables users to maximise card benefits; it also does not require fund recipients to accept credit cards."
"CardUp is a platform that allows consumers to pay for their rents and other expenses by card."
For Your Personal Expenses 