Shift your non-card payments to your credit cards with CardUp, earning card rewards for payments you're already making.
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Nick uses his credit card on CardUp to pay his rent and insurance amounting to HK$300,000 yearly
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His card rewards him with 1 mile per HK$6 spent, earning him 51,300 miles for these payments
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Nick is able to take off on a business class flight to Tokyo worth HK$16,000 at only HK$7,800 in CardUp fees* - that's over 51% in savings!
*CardUp charges a processing fee per transaction, starting from just 2.6%
Create a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.
CardUp charges your card plus a CardUp fee three business days before your payment due date.
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
You only pay when your next credit card bill is due. Sit back and earn miles, points or cashback on your credit card for your payments made on CardUp!
All CardUp payments are eligible for the base earn rate of miles, points and cashback on most credit cards
From 2.6% fee per transaction, with no separate set up fee
Set up a one-off payment or a recurring schedule far in advance
Monitor all past and upcoming payments on your personal dashboard
Receive real-time payment status updates via email and SMS
Set up multiple payments at one go via bulk upload
Get professional phone and email support from our team to help you in every step
Barry & Laura, Personal users
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
Michael Finn, Director
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
O’Reilly Family, Personal users
"Skiing with our kids was the highlight of our year. We used the reward miles to fly to Switzerland, all thanks to CardUp!"
"Skiing with our kids was the highlight of our year. We used the reward miles to fly to Switzerland, all thanks to CardUp!"
Hold on to cash longer when you pay with your credit card and optimise working capital
Remove cheque and cash payments, save time and simplify your payment processes
Let your customers pay by card with no fees or hassle
For Your Personal Expenses 
