Transparent pricing for all your personal payments

Making payments on CardUp come with no hidden fees. No rude shocks when you receive your card bill!

Make personal payments

from 1.95%

per transaction
✔️ All major cards accepted
✔️ No setup fees
✔️ Customised rates available
See all pricing rates

Manage business payments

from 0%

per transaction
✔️ No setup fees
✔️ Make business expenses
✔️ Collect business payments
Learn more

Pricing by payment type

View the fees for the type of payment you wish to make. Enjoy lowered fees with our ongoing discounts!

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1. Select payment category

Choose the payment type you wish to make from the list below

Add multiple credit cards icon

2. Compare card rates

Compare the fee for different cards and check if there are any promotions

Icon of gift box with unlimited rewards

3. Set up your payment

Sign in to your account, schedule your payment and enjoy the rewards!

Rent

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Education

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Insurance

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Building management fees

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Car loans

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Season parking

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Electricity

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

All other payments

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.95%
2.6% 1.95%
Mastercard
2.6% 1.95%
2.6% 1.95%
UnionPay
2.6% 1.95%
2.6% 1.95%
International Cards
3.5%
-
3.5%
-

Frequently-asked Questions

Why does CardUp charge a fee?

Will I earn rewards on my credit card for payments made through CardUp?

What is the CardUp fee for using international cards?