Transparent pricing for all your personal payments

Making payments on CardUp come with no hidden fees. No rude shocks when you receive your card bill!

Pricing by payment type

View the fees for the type of payment you wish to make. Enjoy lowered fees with our ongoing discounts!

Navigating CardUp dashboard

1. Select payment category

Choose the payment type you wish to make from the list below

Earn card rewards without limits

2. Compare card rates

Compare the fee for different cards and check if there are any promotions

Earn rewards on your credit card

3. Set up your payment

Sign in to your account, schedule your payment and enjoy the rewards!

Enjoy even more savings with these promotions

Rent (recurring) only promo
Locally-issued cards
1.79% (u.p. 2.6%)
  • SAVERENT179
  • Rent payment type
  • Locally-issued Visa, UnionPay Cards Only
  • New and existing customers
  • 3 months recurring
All payment types
Locally-issued cards
1.99% (u.p. 2.6%) 
  • SAVE199
  • All payment types
  • Visa, Mastercard, UnionPay Cards
  • New and existing customers
International cards 
3.5%
  • No code necessary
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New and existing customers
Limited Offer Till 12 Dec - New Users
1.65% (u.p.2.6%)
  • DECCARDUPNEW
  • All payment types
  • Applicable for one off or first payment of recurring series
  • Locally-issued Visa Cards
  • New customers
Limited Offer Till 12 Dec - Existing Users
1.8%
  • DECCARDUP
  • All payment types
  • Applicable for one off or first payment of recurring series
  • Locally-issued Visa & UnionPay Cards Only
  • Existing customers
Partner promos
AEON cardholders
0%  (u.p. 2.6%)
  • Use code AEONCARDUP
  • All payment types
  • Locally-issued Visa, Mastercard, Unionpay
  • New customers
BEA cardholders
0% (u.p. 2.6%) 
  • Use code BEAPERSONAL
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New customers
Locally-issued cards - FLYFORMILES readers
0%  
  • Use code FLYFORMILES
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New customers
PLANTO Readers
$0  CardUp Fee (first 2 transaction)
  • Use code PLANTO21
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New customers
  • Applicable for payment HK$5,000 - HK$7,500
  • CardUp fee for first HK$7,500 is waived if the transaction is above HK$7,500
PLANTO Readers
$200  Deliveroo e-voucher
  • Use code PLANTODE
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New customers
  • Applicable for payment above HK$5,000
Limited Offer for Krip Users
$200  HKTVMALL e-voucher
  • Use code KRIPCARDUP
  • All payment types
  • Locally-issued Visa, Mastercard, UnionPay Cards
  • New customers
  • Applicable for payment above HK$5,000

Frequently-asked Questions

Why does CardUp charge a fee?

Will I earn rewards on my credit card for payments made through CardUp?

Will the rewards earned on my card outweigh the fee?

What is the CardUp fee for using international cards?