Pricing | Making personal payments | CardUp

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1. Select payment category

Choose the payment type you wish to make from the list below

Earn card rewards without limits

2. Compare card rates

Compare the fee for different cards and check if there are any promotions

Earn rewards on your credit card

3. Set up your payment

Sign in to your account, schedule your payment and enjoy the rewards!

Locally-issued cards

HK$250 off

Use code ANGBAO250
Locally-issued Visa and Mastercard Only
New users

Locally-issued cards

0% (u.p. 2.6%)

Use code CARDUPFREE
Locally-issued Visa, Mastercard and UnionPay Cards Only
New users

Recurring payments

1.79% (u.p. 2.6%)

Use code SAVERENT179
Locally-issued Visa, Mastercard and UnionPay Cards Only
New and existing users

For Visa cardholders

1.8% (u.p. 2.6%)

Use code EDUVISA
Locally-issued Visa Cards Only
New and existing users

For Mastercard cardholders

1.9% (u.p. 2.6%)

Use code EDUMASTER
Locally-issued Mastercard Cards Only
New and existing users

Locally-issued cards

1.8% (u.p. 2.6%)

Use code ANGBAO18
Locally-issued Visa Cards
New and existing users

Locally-issued cards

1.85% (u.p. 2.6%)

Use code RECURRING185
Locally-issued Visa Cards
New and existing users
For first 6 payments in recurring series

Locally-issued cards

1.99% (u.p. 2.6%)

Use code SAVE199
Locally-issued Visa, Mastercard, UnionPay Cards
New and existing users

Limited Offer - New Users

1.65% (u.p.2.6%)

DECCARDUPNEW
All payment types
Applicable for one off or first payment of recurring series
Locally-issued Visa Cards
New customers

Limited Offer - Existing Users

1.8%

DECCARDUP
All payment types
Applicable for one off or recurring series
Locally-issued Visa & UnionPay Cards Only
Existing customers

International cards

3.5%

No code necessary
International Visa, Mastercard, UnionPay Cards
New and existing users

Limited Christmas Offer

1.6% (u.p. 2.6%)

XMASCARDUP
Rental, Education and insurance fee
Applicable for one off or first payment of recurring series
Locally-issued Visa & UnionPay Cards Only
New and Existing customers

AEON cardholders

0% (u.p. 2.6%)

Use code AEONCARDUP
All payment types
Locally-issued Visa, Mastercard, Unionpay
New customers

BEA cardholders

0% (u.p. 2.6%)

Use code BEAPERSONAL
All payment types
Locally-issued Visa, Mastercard, UnionPay Cards
New customers

Locally-issued cards - FLYFORMILES readers

0%

Use code FLYFORMILES
All payment types
Locally-issued Visa, Mastercard, UnionPay Cards
New customers

PLANTO Readers

$0 CardUp Fee (first 2 transaction)

Use code PLANTO21
All payment types
Locally-issued Visa, Mastercard, UnionPay Cards
New customers
Applicable for payment HK$5,000 - HK$7,500
CardUp fee for first HK$7,500 is waived if the transaction is above HK$7,500

PLANTO Readers

$200 Deliveroo e-voucher

Use code PLANTODE
All payment types
Locally-issued Visa, Mastercard, UnionPay Cards
New customers
Applicable for payment above HK$5,000

Limited Offer for Krip Users

$200 HKTVMALL e-voucher

Use code KRIPCARDUP
All payment types
Locally-issued Visa, Mastercard, UnionPay Cards
New customers
Applicable for payment above HK$5,000

Why does CardUp charge a fee?

Will I earn rewards on my credit card for payments made through CardUp?

Will the rewards earned on my card outweigh the fee?

What is the CardUp fee for using international cards?