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Business payments made easy with CardUp

Enjoy 1.2% discounted fee (u.p. 2.6%) for all business payments on CardUp using your Visa Commercial Card

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What is CardUp?

CardUp's payment platform enable businesses to shift large expenses like rent and supplier payments to credit card — even where cards are not accepted.

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Keep more cash on hand

Defer payments for up to 2 months when you use your credit card. CardUp is cheaper and faster than many other financing tools.

Digitise your physical invoice and automate payments to save time

Digitise and automate

Save up to 50% of your time by easily automating your payables with our invoice tools. No training or tech skills required.

Enjoy the gift of more rewards

Earn rewards

Earn miles, points and cashback on business expenses you're already paying for.

Banks we work with in the region

Bank of East Asia Logo
HSBC logo
DBS Logo
Citibank Logo
Standard Chartered Logo

How it works

Review payment details and final payment amount, and pay with your credit card

1. Set up a payment

Scan your invoices, verify the recipient information and enter your card details. You can pay anyone, even if they don't use CardUp.

Pay using your credit card through CardUp, and CardUp transfer the payment to recipient via bank transfer

2. Recipient gets paid

The payment is charged directly to your card with a small CardUp fee. Your recipient receives the funds via bank transfer in as fast as one business day.

Earn more rewards and savings from business payments

3. Enjoy card benefits

Get up to 2 months of interest-free working capital when you pay with your card. You can also start earning rewards such as points, cashback and miles.

What can you pay on CardUp?

You can shift payments currently made by cash, cheque or bank transfers onto your credit cards...

Pay rent

Rent and rental deposit

Pay Payroll


Pay Supplier Invoice

Supplier invoice

Pay Insurance



Property management fees


Business services

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Exclusively for Visa Commercial Cardholders

1.2% fees on your business payments


Redeem offer

*Applies to any business payment during the promotion period. Terms and conditions apply.

Even more features to transform the way you pay

CardUp's reliable customer support agent

Reliable support

Get friendly support from our team every step of the way

Add team member and assign roles

Team management

Assign roles to different team members

Pay using credit card within next day

Next day payments

Pay your invoices in as quickly as one business day

View all payments on one online dashboard

Dashboard monitoring

See all past and upcoming scheduled payments on one page

Get real-time updates easily

Real-time updates

Receive payment status updates and alerts via email and SMS

Add multiple credit cards on CardUp platform

Manage multiple cards

Add and choose the right cards for each payment

All payments made through CardUp are held to the highest standards of security


Licensed by the HKCED and PCI-DSS compliant

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Funds held in safeguarded account for no more than 3 hours

$100 million dollar note icon

Managed hundreds of millions of dollars in payment in the region today

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Manage your business expenses better

Join businesses across 40 industries that have optimised their business expenses with CardUp